India's Complete Financial
Platform for Businesses
Accept payments, Make payouts. Get instant credit – All In One App
100K+
Businesses Onboard
10 Cr+
Credit Disbursed
5+
Partnerships
Stop Using 5 Different Apps
One unified platform for AI-powered payments, instant payouts, smart cards, and business credit — everything your business needs, seamlessly connected.
AI-powered Payment Gateway
Accept 100+ payment modes — UPI, cards, net banking, wallets. Zero-code setup for SMBs; developer-friendly APIs with built-in real-time fraud detection and instant settlement.
Make Payments Instantly
Pay vendors, employees, or partners in seconds via NEFT, RTGS, IMPS, or UPI. Bulk payouts to 10,000+ accounts with full reconciliation, auto-debit scheduling, and audit trail.
Cards for Every Choice
Issue virtual and physical cards for team expenses, business travel, and vendor payments. Set per-card spend limits, get real-time alerts, and sync automatically with accounting tools.
Credit for Your Expenses
Unlock up to ₹50L in business or personal credit — for NRIs, MSMEs, and startups. Instant approval, flexible repayment, and a fully paperless process backed by AI underwriting.
Get upto ₹50L credit instantly with our smart lending plans
Whether you are a NRI, SMB or a vendor — apply in minutes.
Apply Now
Get upto 50L credit instantly with our smart lending plans
Whether you are a NRI, SMB or a vendor
Apply NowSELECT LOAN AMOUNT
₹25,00,000
EST. MONTHLY
₹25,910
INTEREST RATE
From 4.5%
Check Eligibility
₹10,00,000
Disbursed in 2 hours
India's First Platform with End-to-End Payments & Lending together
Everything Your Business Needs In One Place
Payment Gateway
Accept all payment modes — cards, UPI, net banking, wallets. Developer-friendly APIs
Cross-Border Collections
Receive payments from 15+ countries. Real-time forex, instant settlement
Bulk Payouts
Pay 100+ vendors/employees in one click. CSV upload or API. No daily limits.
Vendor Payments
Automated supplier payments with approval. Multi-level workflows, auto-reconciliation
Salary Disbursements
Process monthly salaries via UPI/NEFT. Bulk upload, instant processing
Bill Payments
Pay electricity, water, telecom, GST bills. Set reminders, schedule recurring.
Merchant Cash Advance
10k–5L based on daily UPI collections. 3 minute approval, auto-repay from sales.
NRI Emergency Loans
50K–10L for family in India. Apply in 12 languages, pay only when used.
Business Current Account
Open Account in 10 min, Zero balance. Free NEFT/RTGS, virtual accounts
API Banking
Build financial products on our platform. Collections, Payouts, Credit, Verification APIs.
Choose Your Business Type
Which option best describe your business?
NRI / Overseas Indian
- Cross-border Remittance
- NRI Emergency Loans
- Direct bill Payments to India
- Multi-currency support
See Solution →Developer / Platform
- Payment Gateway APIs
- Payouts APIs
- Verification APIs
- Banking-as-a-Service
See Solution →Why
RupeeFlow
Stay ahead of the money management and transactions
All your bills, paid in seconds.
Effortlessly manage all your utility bills—electricity, water, mobile, and more—from a single, intuitive platform. Say goodbye to late fees and scattered due dates with automated reminders and smart scheduling.
Payments you can trust.
Bank-grade security with 256-bit encryption, ISO 27001 compliance, and multi-factor authentication. Every transaction is protected by advanced fraud detection systems and real-time monitoring.
Always on, whenever you need us.
24/7/365 availability with dedicated support teams, instant transaction processing, and real-time notifications. RupeeFlow ensures your business never stops with 99.9% uptime guarantee.
Just say it, and it's done.
Revolutionary voice-powered payments supporting 12+ Indian languages. Simply speak your payment instructions and watch as AI processes transactions with 99.5% accuracy.
Want to do a Partnership?
Co-build, co-market, and grow together with RupeeFlow's financial infrastructure. Unlock new revenue streams with embedded finance.
- Revenue-share partnership models
- Ready-to-deploy APIs with full sandbox
- RBI-licensed & enterprise-grade security
50+
Partners
₹150Cr+
Processed
12+
States
Want to do a Partnership?
Co-build, co-market, and grow together with RupeeFlow's financial infrastructure. Unlock new revenue streams with embedded finance.
- Revenue-share partnership models
- Ready-to-deploy APIs with full sandbox
- RBI-licensed & enterprise-grade security
50+
Partners
₹150Cr+
Processed
12+
States
News and Articles
Explore fresh perspectives and updates from the RupeeFlow team.
How AI is Transforming Fintech in 2025
From fraud detection to customer insights, explore how artificial intelligence is reshaping financial innovation globally.
The Rise of UPI 2.0: Smarter, Faster, Global
Discover the new features of UPI 2.0 that are redefining how users transact across borders and ecosystems.
Cross-Border UPI: Breaking Financial Barriers for NRIs
Understand how RupeeFlow and NPCI’s initiatives are making global UPI transfers secure, instant, and accessible.
